Terms of Use

1. Introduction

Welcome to CW BASES LTD. These Terms of Use ("Terms") govern your access to and use of our family budgeting application and website (the "Service"). Please read these Terms carefully before using our Service.

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use the Service.

2. Eligibility

To use our Service, you must:

• Be at least 18 years of age, or have parental/guardian consent if under 18
• Have the legal capacity to enter into binding agreements
• Provide accurate and complete information when creating an account
• Comply with all applicable laws and regulations

If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

3. Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

• Use a strong, unique password
• Not share your account credentials with others
• Immediately notify us of any unauthorized access or security breach
• Log out of your account when using shared or public devices

We are not liable for any loss or damage arising from unauthorized use of your account due to your failure to maintain account security.

4. Permitted Use

You may use the Service for personal, non-commercial purposes to manage your family's finances. You may:

• Create and manage your personal and family budgets
• Track expenses and income
• Invite family members to collaborate on shared budgets
• Set and monitor savings goals
• Access financial reports and analytics

Commercial use of the Service requires our prior written consent and may be subject to additional terms and fees.

5. Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Violating any applicable local, national, or international law
• Transmitting any malicious code, viruses, or harmful software
• Attempting to gain unauthorized access to the Service or other users' accounts
• Interfering with or disrupting the Service or servers
• Collecting or harvesting information about other users
• Impersonating any person or entity or misrepresenting your affiliation
• Using the Service for any fraudulent or illegal purpose
• Reverse engineering, decompiling, or disassembling the Service
• Removing or circumventing any security measures or access controls
• Using automated systems (bots, scrapers) to access the Service without permission

6. Family Member Collaboration

When you invite family members to collaborate on shared budgets:

• You are responsible for ensuring you have permission to share financial information with invited members
• You grant invited members access to the shared budget data
• All members of a shared budget can view and modify the shared budget (subject to permissions you set)
• You can revoke access at any time
• We are not responsible for disputes between family members regarding shared budgets

You should only invite trusted family members and ensure all members understand the implications of shared access.

7. Service Availability

We strive to provide reliable and continuous access to the Service, but we do not guarantee:

• Uninterrupted or error-free operation
• That the Service will be available at all times
• That all features will function perfectly

We may perform maintenance, updates, or modifications that temporarily affect Service availability. We will make reasonable efforts to minimize disruption and provide advance notice when possible.

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice.

8. Financial Information and Advice

IMPORTANT: Our Service is a budgeting and expense tracking tool. We do not provide:

• Financial, investment, or tax advice
• Recommendations on financial products or services
• Guarantees about financial outcomes

The information and tools provided are for informational and organizational purposes only. You should consult with qualified financial advisors, accountants, or other professionals for advice specific to your financial situation.

We are not responsible for any financial decisions you make based on information or tools provided through the Service.

9. Data Accuracy

You are responsible for the accuracy of all financial data and information you enter into the Service. We are not responsible for:

• Errors in data you input
• Missing or incomplete financial information
• Decisions made based on inaccurate data

We recommend regularly reviewing and verifying your financial data for accuracy.

10. Third-Party Services

Our Service may integrate with or link to third-party services, websites, or applications. We are not responsible for:

• The content, privacy practices, or terms of third-party services
• Any transactions or interactions you have with third parties
• The availability or functionality of third-party services

Your use of third-party services is subject to their respective terms and conditions. We encourage you to review those terms before using any third-party services.

11. User Feedback and Suggestions

We welcome your feedback, suggestions, and ideas about the Service. By submitting feedback to us, you agree that:

• Your feedback is provided voluntarily and without expectation of compensation
• We may use, modify, and incorporate your feedback into the Service without restriction
• We are not obligated to implement your suggestions
• You grant us a perpetual, irrevocable license to use your feedback

12. Modifications to Terms

We reserve the right to modify these Terms of Use at any time. We will notify you of material changes by:

• Posting the updated Terms on this page
• Updating the "Last Updated" date
• Sending an email notification (for significant changes)

Your continued use of the Service after changes become effective constitutes acceptance of the updated Terms. If you do not agree to the changes, you must stop using the Service.

13. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be replaced with a valid provision that most closely reflects the intent of the original provision.

14. Contact Information

If you have any questions about these Terms of Use, please contact us: